This may come as a shock to some of my closest friends because of how often I raid the TJ Maxx aisles. I am actually very good with money. I had started to work at a preschool in order to build my resume. Unfortunately preschool teachers get paid about half what other teachers make, while doing the same amount of work. I’m not going to get into preaching about that because we would never get to the point of this post! Basically, working at that job had slowly started to diminish my savings because I was used to spending like I was still a waitress. So I researched a bunch of different money saving tips and found the perfect solution!
How Much I Save
I save approximately $375 each paycheck. That is $750 a month. By the end of each year I will have saved $10,000. Now, that is not to say that you necessarily have to do this much, it’s just what I have chosen to do. Feel free to cut this in half if you are unable to save this much because every little bit counts. I manipulated a post I saw on Pinterest in order to do what I felt was best for me. I will link that here. Also, if you head on over to my Pinterest, you will see a few other saving ideas that require you to save less.
How I Hold Myself Accountable
One of the easiest ways to convince yourself not to save money, is to forget to hold yourself accountable. Whenever I spend a little over my budget, I add a little more to my savings. If I go and spend $25 over my usual spending budget, that’s $50 I add to my savings. Now, this may seem extreme but if you had seen my weekly TJ Maxx trips, you would understand. After two or three times, you will be sticking to your budget, guaranteed!
Let me know how these tips work for you and what you do to save money! As always, thank you so much for reading to the end and don’t forget to leave a comment so I know you were here!